As capital becomes more selective, India’s fintech ecosystem appears to be entering a consolidation phase, one where fewer companies raise larger, more patient rounds.
As India heads into Union Budget 2026, expectations across markets and industry remain restrained. After several years of elevated pandemic-era spending, the government is firmly back on a fiscal consolidation path, narrowing the deficit from over 9 per cent of GDP in FY21 to 5.6 per cent in FY24, 5.1 per cent in FY25 (RE), and a budgeted 4.9 per cent in FY26.
Their retreat is not episodic or tactical; it reflects a deeper reset in global capital allocation, fund economics, and India’s late-stage opportunity structure.
Budget 2025 reinforced a capital-led growth rulebook, prioritised public capex, manufacturing-linked incentives, and long-term innovation financing. This was supposed to act as a lever to rope in private investment rather than relying on broad fiscal stimulus.
As the Union Budget 2026 approaches, expectations are building across India’s financial services and startup ecosystem for policy signals that go beyond headline allocations.
India's VC market in 2025 was defined by selective capital, larger cheque sizes, and a clear shift toward profitability, execution depth, and exit visibility.
Insights from early-stage venture firm Antler India and alternative credit platform BlackSoil illustrate how the year 2025 laid the groundwork, with 2026 shaping up to be a year of design rather than exuberance.
Global and domestic institutions increasingly treat consumer-tech IPOs as part of their long-duration growth bucket, comparable to specialty retail or branded consumer platforms rather than traditional loss-making tech ventures. Retail investors, however, are engaging with offerings such as this in a structurally different risk environment.
The Inter-Blockchain Communication (IBC) protocol is widely regarded as one of the most promising solutions for achieving true blockchain interoperability
According to some reports, the global cross-border payments market was valued at USD 181.9 trillion in 2022, and is projected to reach USD 356.5 trillion by 2032, growing at a CAGR of 7.3 per cent from 2023 to 2032.
Innovation in crypto, led by WazirX, opened doors for millions of people, including those from small towns and rural areas, who had never had access to the world of digital assets.
At this pivotal moment, platforms are emerging with innovative solutions that blend real-world applications, inclusivity, and financial growth, redefining what it means to succeed in the crypto industry.
The INR 100 crore credit guarantee scheme is expected to serve as a vital catalyst for MSME growth and resilience by enabling businesses to secure financing without traditional barriers. Industry experts agree that this program has the potential to unlock new avenues of opportunity for MSMEs, encouraging entrepreneurship, fostering local manufacturing, and contributing to the nation's export ecosystem.
Females make up nearly 50% of the global population. Now, what happens when 50% of the world gets equal opportunities as the other half? Gender equity, then, means we don’t risk missing out on half the world’s potential contributions. The technology sector, for instance, has only one-third of representation from women. While we have progressed […]
Rexas Finance has consistently attracted interest by offering real benefits from the high-end real estate and commodities market to retail investors through tokenization services.
Although only 12 per cent of India's 64 million MSMEs are digitally mature, the shift to a cashless and paperless ecosystem brings transparency and ease to credit availability.
When the RBI Governor said, be as consistent as Rahul Dravid. Shriram Finance Ltd., the flagship company of the Shriram Group were prompt to recognise the brand ethos Dravid embodies.
Rexas Finance, a cutting-edge platform focused on Real World Asset (RWA) tokenization, has officially launched its presale for the RXS token, the native cryptocurrency of its growing ecosystem.
As blockchain technology continues to reshape the financial landscape, the tokenization of real-world assets (RWAs) is emerging as one of the most groundbreaking applications. By converting physical and tangible assets into digital tokens, RWA tokenization opens the door to a new era of inclusivity, liquidity, and transparency.
Harshil Mathur, CEO of Razorpay, had a compelling discussion with Vivek Deep, Executive Director at the Reserve Bank of India (RBI), at the Global Fintech Fest, delving into the state of the fintech ecosystem in India
At the Global FinTech Fest 2024, Madhabi Puri Buch, the chairperson of the Securities and Exchange Board of India (SEBI), shared her vision on how FinTech can play a transformative role in simplifying business operations and regulatory compliance
In a recent discussion at the Global FinTech Festival, Shailendra Singh, Dilip Asbe and Amrish Rau, comprehensively take on the dynamic world of FinTech, setting the stage for a broader conversation on the sector's future