Many EMI miscalculations occur not because the tool is inaccurate, but because borrowers enter incorrect figures or rely on assumptions instead of precise information.
While the plan focuses on long-term goals, it also allows some access during the term. You may take a loan against the policy once it acquires a surrender value.
Late-stage funding recorded a slight decline compared to 2024, but remained significantly higher than 2023 levels, as seed and early-stage investments declined compared to previous years.
The PMS, which is branded as ‘InvestValue India Winners’, will invest across market capitalisations, with a focus on companies expected to benefit from structural shifts in the economy, such as formalisation, rising consumption, manufacturing growth, and digital transformation.
Today, a new set of companies, including hyper-local, kitchen-first platforms like Swish, are attracting large cheques, despite operating in what appears to be an already “solved” category. What exactly are investors seeing that others don’t?
India’s startup IPO surge has delivered mixed results, with many listings struggling post-debut, while traditional companies quietly generate steadier investor returns.
Among the wave of tech companies preparing to get listed in 2026, two standouts are InMobi, the country’s first unicorn, and Fractal Analytics, a deep-tech AI and analytics firm.
As capital becomes more selective, India’s fintech ecosystem appears to be entering a consolidation phase, one where fewer companies raise larger, more patient rounds.
Total funding nearly doubled year-over-year, largely driven by Raphe mPhibr’s USD 100M Series B round led by global investments firm General Catalyst. The number of annual funding rounds increased from 5 in 2016 to 42 in 2024, before moderating in 2025 YTD.
As India heads into Union Budget 2026, expectations across markets and industry remain restrained. After several years of elevated pandemic-era spending, the government is firmly back on a fiscal consolidation path, narrowing the deficit from over 9 per cent of GDP in FY21 to 5.6 per cent in FY24, 5.1 per cent in FY25 (RE), and a budgeted 4.9 per cent in FY26.
Their retreat is not episodic or tactical; it reflects a deeper reset in global capital allocation, fund economics, and India’s late-stage opportunity structure.
Budget 2025 reinforced a capital-led growth rulebook, prioritised public capex, manufacturing-linked incentives, and long-term innovation financing. This was supposed to act as a lever to rope in private investment rather than relying on broad fiscal stimulus.
As the Union Budget 2026 approaches, expectations are building across India’s financial services and startup ecosystem for policy signals that go beyond headline allocations.
India's VC market in 2025 was defined by selective capital, larger cheque sizes, and a clear shift toward profitability, execution depth, and exit visibility.
Insights from early-stage venture firm Antler India and alternative credit platform BlackSoil illustrate how the year 2025 laid the groundwork, with 2026 shaping up to be a year of design rather than exuberance.
Global and domestic institutions increasingly treat consumer-tech IPOs as part of their long-duration growth bucket, comparable to specialty retail or branded consumer platforms rather than traditional loss-making tech ventures. Retail investors, however, are engaging with offerings such as this in a structurally different risk environment.
The Inter-Blockchain Communication (IBC) protocol is widely regarded as one of the most promising solutions for achieving true blockchain interoperability
According to some reports, the global cross-border payments market was valued at USD 181.9 trillion in 2022, and is projected to reach USD 356.5 trillion by 2032, growing at a CAGR of 7.3 per cent from 2023 to 2032.
Innovation in crypto, led by WazirX, opened doors for millions of people, including those from small towns and rural areas, who had never had access to the world of digital assets.