Finance | Page 6

Companies in the growth stage have already built a consumer base and validated their value proposition. As a result, investors' returns can be more guaranteed.

Cashfree Payments is India's leading API and banking solutions company in the digital payments ecosystem. It has solved problems pertinent to payments and their infrastructure for businesses, thus assisting in their digitisation bid.

In 2023, investments in early-stage businesses have increased significantly. This is a result of tier-I venture capitalists taking a more cautious approach in their search for businesses with good unit economics and the potential to become profitable in the upcoming years.

LenDenClub aimed to take credit and investment options to last-mile customers via peer-to-peer lending platforms in India. Their platform has enabled them to democratize debt and generate higher returns for investors.

SmartCoin is one of India's financial wellness platforms addressing credit requirements of the vastly underserved segments in India and partners with customers across their financial lifecycles.

India ranked in the top five regions in terms of total funding activity in Q1 2023 and was the second-highest funded territory globally for fintech funding.

Small and medium-sized businesses (SMEs) constitute the backbone of the Indian economy, making a considerable contribution to job creation and economic expansion. The demand for accessible and affordable financing solutions for SMEs has increased as a result of the government's emphasis on advancing the industry through programmes like Make in India, Digital India, and Startup India

Given the bad environment, the majority of investors (57%) expect a further reduction in fundraising activities in 2023. Fintech, Enterprise SaaS, and Climate-tech are the top three industries on investors' radars this year.

There is still a need for further reforms to create a more supportive environment for startups and angel investors in India, even though the new exemption guidelines have given startups and angel investors some relief by allowing the startups to claim exemption if their total investment does not exceed Rs 25 crore

The year 2023 and late 2022 are completely different from what the markets were in 2021. A lot of founders are now raising money at reasonable valuations. There is increased focus on profitability, on what final product or utility one is building for. And this holds true for Web3 startups as well.

V. Raman Kumar, Founder Chairman, CASHe believes that key to retaining customers in the fintech space is to provide a seamless customer experience and also to provide industry first value-added services that help customers achieve their financial goals.

Kunal Varma is the CEO and co-founder of Freo, a digital banking platform for Indians, where they can easily spend, save and borrow for a better financial life.

The monthly average balance (MAB) is a crucial aspect of maintaining a healthy bank account. In this article, we'll define MAB, explain its importance, and provide valuable tips to help you maintain a healthy balance.

SVB's collapse didn't just affect American depositors, but also many Indian start-ups. Hundreds of Indian startups with millions of dollars in their accounts found themselves stuck.

Although the World Wide Web helped create a global village, the pandemic and its aftermath pushed us into an era where online scams multiplied and continue to do so.

Since most fintech companies in India offer a wide range of products and services across sub-categories of finance, the legal requirements and compliances automatically become complicated

According to recent research, 61 per cent of companies in India still use fragmented products for various functions

Equities as an asset class has always received step motherly treatment among the various asset classes for Indian households.

Since retail investors were previously prohibited from directly investing in G-secs, it has been hailed as one of the pivotal decisions taken by the RBI

To ensure a strong financial future, couples should research their options and create a robust plan that aligns with their long-term goals.

The year 2023 will see an increased participation in the capital market through the mutual fund route and an SIP way of investing will become the order of the day, says A Balasubramanian, AMFI chairperson and MD and CEO, Aditya Birla Sun Life AMC in an exclusive interview to Entrepreneur India. Edited Excerpts

Having joined Accel in 2019, Shah is currently a vice-president at the venture capital firm and focuses on early-stage investments across fintech, consumer and SaaS

The fight to make a centuries-old investment strategy available to every citizen

In a major boost to the New Tax Regime, the Finance Minister Nirmala Sitharaman, in Union budget 2023, announced 5 major announcements related to the personal income tax, but all under the new regime structure.

Robel Getaneh of private investment firm Getaneh Global has a portfolio of investments in emerging markets

Section 80C provides for payers to reduce their taxable income annually up to a limit of INR 1.5 lakh. Here are six tax-saving investment schemes which not only decrease your tax but help in wealth generation