Gold Loan Carnival: Smarter Borrowing with Better Interest Value

Gold is a trust passed down through generations in Indian families. It is comfort during hard times. And now, with Bajaj Finserv Gold Loan, it is also a way to unlock funds without letting go of what you value most. Whether you need money for a medical emergency, higher education fees, or home repairs, your gold can help. The Gold Loan Carnival, running from 25 November 2025 to 28 February 2026, lets you borrow smartly and win exciting rewards. If you take a gold loan online of Rs. 1,00,000 or more and keep it active for over 180 days, you could win a foreign travel voucher, a 42-inch LED TV, a microwave, or small electric appliances. It is about making your gold work harder, while keeping your gold loan interest low and manageable.

Bajaj Finserv Gold Loan makes this entire process simple, transparent, and rewarding. You can apply for your gold loan online or visit one of over 1,100 branches across India. The best part? No income proof is needed, and your pledged gold remains safe with free insurance.

Why borrow during the Gold Loan Carnival

Timing matters when you borrow. The Gold Loan Carnival is designed to give you more than just quick cash. This limited offer window rewards responsible borrowing by providing access to funds and added benefits at the same time. By taking part, you reduce the effective burden of your gold loan interest because the rewards add real value back to your pocket.

Rewards you can win during the Gold Loan Carnival

There are four exciting reward tiers distributed among eligible customers who meet all the criteria during the offer period:

Reward rank	Reward type
1st reward	Travel voucher for foreign trip
2nd reward	42-inch LED TV
3rd reward	Microwave
4th reward	Small electric appliances

With these exciting rewards, your chances of earning a reward are real and worth planning for. These are genuine benefits that bring added value to your borrowing decision.

Who can take part in the Gold Loan Carnival?

If you meet the following straightforward conditions, you can apply and participate:

• You must be an Indian citizen
• Your age should be between 21 and 80 years
• The gold you pledge must be between 18 and 22 karats in purity
• Your loan amount must be Rs. 1,00,000 or more
• You must keep the loan active for at least 180 days from disbursal
• Only one reward per customer during the entire offer period

These guidelines ensure that the offer benefits those who genuinely need funds for important goals and are committed to responsible repayment.

Why opt for a Bajaj Finserv Gold Loan

Built with the customer in mind, every feature of the Bajaj Finserv Gold Loan is designed to make borrowing easier, safer, and more affordable.

• Instant disbursal after just one branch visit*
• No income proof required
• Loan amounts ranging from Rs. 5,000 to Rs. 2 crore
• Competitive gold loan interest rates, based on your profile and the purity, weight, and IBJA value of your gold
• No hidden charges or foreclosure penalties
• Secure vault storage with 24/7 surveillance
• Free insurance covering theft or loss of your pledged gold
• Part-release facility to take back some jewellery before the tenure ends
• Repay monthly, bi-monthly, quarterly, half-yearly, or annually, depending on your income flow

These benefits are not add-ons, but standard with every loan. Whether you are borrowing a small amount or a large sum, you get the same level of care and service.

Planning your gold loan online better

Planning before you borrow is always a smart move. Bajaj Finance offers a gold loan calculator on its website and app to help you estimate how much you can borrow based on your gold’s weight and purity. Use it to ensure you do not over-borrow and to understand your gold loan interest obligations before committing. Making informed decisions leads to better financial outcomes.

How to apply for a Bajaj Finserv Gold Loan

Apply for your gold loan online or visit a Bajaj Finserv branch, whichever suits you best.

• Click on the apply button on the Bajaj Finserv website or app
• Enter your 10-digit mobile number and request an OTP
• Submit the OTP to verify your identity
• Fill in your basic personal details and select the nearest branch
• Download your in-principle eligibility letter
• Visit the branch with your gold and KYC documents
• Get your gold evaluated and documents verified
• Receive the loan amount in your bank account often on the same day*

The process is designed for speed and convenience. You can enjoy the same level of support and transparency, whether you apply online or offline.

Your financial goals and the Gold Loan Carnival

Rewards are not all the Gold Loan Carnival is about. It is about using this precious asset without selling it. The Gold Loan Carnival gives you a responsible way to meet your goals, and with Bajaj Finance, you know your gold is in trusted hands.

When life demands quick action, the strength of your gold is something you can rely on. By opting for a Bajaj Finserv Gold Loan during the Gold Loan Carnival, you can access funds affordably and flexibly, while potentially winning rewards. Get the funds you need with the respect your gold deserves. Apply for a Bajaj Finserv Gold Loan online today or visit your nearest branch.

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